To explain this concept, I'm going to explain $(\Bbb{Z} \times \Bbb{Z} \times \Bbb{Z})/\left<(3, 3, 3)\right>$ because I think it's the easiest to understand.
Let's try to understand this in terms of a few elements. Let's say we have the identity $(0, 0, 0)$. What elements are in the coset $(0, 0, 0)+\left<(3, 3, 3)\right>$? Well, since $(0, 0, 0)$ is just the identity, the coset simply becomes $\left<(3, 3, 3)\right>$, so any element in the normal subgroup is part of the coset that the identity is in.
Now let's look at $(0, 0, 1)$. Is this in the same coset as $(0, 0, 0)$? Well, no, because there's no way $(0, 0, 1)$ can be found by some multiple of $(3, 3, 3)$. Well, then, what elements are in this coset? We can add $(3, 3, 3)$ to it to find $(3, 3, 4)$. We can subtract $(3, 3, 3)$ from it to find $(-3, -3, -2)$. The normal subgroup $\left<(3, 3, 3)\right>$ contains any element in the form of $(3z, 3z, 3z)$ for $z \in \Bbb{Z}$ and we can add that to $(0, 0, 1)$ to find that it shares a coset with all elements in the form of $(3z, 3z, 3z+1)$ for $z \in \Bbb{Z}$.
Now, by a very similar argument, we can understand the coset containing $(0, 0, 2)$ as all of the elements in the form $(3z, 3z, 3z+2)$ and the coset containing $(3, 2, 1)$ as all of the elements in the form $(3z+3, 3z+2, 3z+1)$.
However, sometimes, this won't be the best way to understand the coset. For example, if we use this with $(3, 3, 4)$, we get $(3z+3, 3z+3, 3z+4)$. However, if we subtract $(3, 3, 3)$ from this, we get $(3z, 3z, 3z+1)$ which shows that this is in the same coset as $(0, 0, 1)$, as we found earlier. Our question now is: For which elements can we simplify the coset like this?
Well, in this example, we subtracted $(3, 3, 3)$ because all of the elements were greater than or equal to $3$. Therefore, we can rule out all of those elements. Also, if we had an element like $(-1, -2, -3)$, we would add $(3, 3, 3)$ so we weren't working with negative numbers. Therefore, we can rule out all of those elements.
Thus, if all of the elements can't be negative and all of the elements can't be greater than or equal to $3$, there must be some element that is $0 \leq x < 3$. This element can come from $\Bbb{Z}_3$. However, once we have that element, we can choose the other two elements to come from wherever they want because we have satisfied the conditions above once we have one element from $\Bbb{Z}_3$. Therefore, those other two elements can come from $\Bbb{Z}$. Thus, we have two elements from $\Bbb{Z}$ and one element from $\Bbb{Z}_3$, which results in a factor group of $\Bbb{Z} \times \Bbb{Z} \times \Bbb{Z}_3$.
This kind of exploration with these factor groups is how I like to understand them. I just kind of test certain elements and try to find patterns in where I can simplify my understanding of the cosets. Eventually, you'll learn easier ways to do this where you don't have to take as long and do so much experimentation, but for now, just try to explore the cosets and get a better understanding of them so you can compute the factor group.