There is no such requirement from formal logic, so I propose to look at the question semantically.
A universal quantifier ("for all") applies to all entities in the universe. You would normally not apply a predicate $\hbox{liar}(x)$ to all entities, but only to a well-circumscribed subcollection, like politicians. Otherwise the predicate itself becomes meaningless. There are two ways to formalize this restriction to a subcollection: as an "if/then", or as an "or not" (to exclude all non-politicians). While both approaches are logically equivalent, the if/then speaks more directly to the human reader's natural sense of language.
An existential quantifier guarantees that we are already talking (within the brackets) about one specific entity: no more need to restrict to a subset.
Of course, every existential quantifier is equivalent to the negation of a universal quantifier, and vice versa. Negating an existential "and" will automatically provide a universal "or" which can then be converted into a universal "if/then".
Existential quantifiers need not include an "and" to be semantically meaningful. It could be useful just to know that there exists a politician. The reason why you encounter these "and" operators in your textbook examples of existential propositions is that they can be used to deny a related universal proposition.