I saw the definition of algebra over a ring and algebra over a field but I am not sure how to interpret it.
Many references would directly mention let $A$ be a $k$-algebra or $A$ be an $R$-algebra but what exactly it mean?
Obviously if I go through the definition it would mean the existence of a homomorphism $\rho \colon k \to R$ such that $\rho(k) \subset Z(R)$ but it seems too much to keeping defining homomorphisms and remember the property they satisfy. Is there any other equivalent definition which will let the grasp the concept immediately?
Similarly how about an $R$-algebra?